Australians looking for a top-tier credit card to boost their travel perks have found their match. The Kiwibank – Air New Zealand Airpoints™ Platinum Visa stands out. It’s designed for those who love to fly often and enjoy earning rewards to make each trip better.
It’s equipped with the latest contactless payment tech like Apple Pay and Google Pay for easy use. The card offers free travel insurance to Australian travellers, with some conditions. It’s important to remember that Kiwibank doesn’t support the insurance provider’s promises.
Spend $115 and you’ll earn 1 Airpoints Dollar, quickly growing your rewards. It’s a better deal than the Low Fee version. You also earn Status Points to advance in loyalty tiers, at 1 point for every $200 spent.
The card’s annual fee is $180, reflecting its premium status. Yet, the range of benefits offsets this cost. Pay off your balance monthly and get up to 44 days without interest on purchases. This makes it an attractive choice for smart Australian spenders. Exclusive travel perks await with the Kiwibank Platinum Visa.
It’s worth knowing Kiwibank stopped offering new Platinum Visa and Airpoints™ Standard Visa cards in late 2021. Still, existing users continue enjoying their many advantages. These sophisticated financial tools enhance life’s travels.
Introduction to Kiwibank – Air New Zealand Airpoints™ Platinum Visa
The Kiwibank – Air New Zealand Airpoints™ Platinum Visa card is great for people who love travel rewards. It’s a rewards credit card that makes your regular spending lead to exciting travel rewards. With this Platinum Visa card, every dollar you spend turns into Airpoints Dollars. You can use these for Air New Zealand flights and many other travel needs. This really adds to the value of the Kiwibank credit card offer.
With this card, you get a lot back when you spend money: buying Air New Zealand flights directly means more rewards for you. This shows how the card rewards those who fly often with Air New Zealand. It’s a win-win for frequent flyers.
This Platinum Visa card gives more than just Airpoints. It also offers special travel perks. For example, cardholders get up to two free passes yearly to Air New Zealand Lounges if they spend enough. Plus, booking car rentals through your Airpoints account makes travel planning easy.
For those who spend a lot on their cards each year, the Kiwibank Airpoints Platinum Visa is a smart pick. It’s particularly appealing now, with recent changes in finance policies affecting credit card rewards in Australia.
Understanding the Reward Structure and Earning Potential
The Kiwibank Airpoints Platinum Visa is more than just a way to manage money. It’s a key to valuable rewards, like Airpoints Dollars and Status Points. Knowing how to make the most of these benefits can make your travel and spending much better.
Earn Rates for Airpoints Dollars
The Airpoints Dollars earn rates on this card are really good. You get 1 Airpoint Dollar for every $115 you spend on most things. Spend on Air New Zealand things, and this rate gets better. You’ll earn 1 Airpoint Dollar for every $65 spent.
This card lets you top up your Airpoints Dollars. It also rewards spending anywhere in the world by you or anyone else on your account. These Airpoints Dollars can be used for fun perks. Think flight upgrades, hotel stays, and car hires. Every dollar spent brings you closer to more exciting rewards.
Status Point Accumulation
Earning Status Points might not seem as exciting as Airpoints Dollars at first. But, they’re super important for frequent flyers. With the Kiwibank Airpoints Platinum Visa, every $200 spent on eligible purchases earns you 1 Status Point. These points help you move up the membership levels, unlocking more and more benefits.
Accumulating Status Points means access to awesome services. We’re talking priority check-in, extra bags, and Koru Club lounge access. These perks make flying a lot more comfortable and convenient. Plus, the card cuts the cost of Koru Club joining and membership fees. So, each Status Point you earn becomes even more valuable.
In short, the Kiwibank Airpoints Platinum Visa really rewards its users. It does this through Airpoints Dollars and Status Points. Each transaction is designed to be rewarding. This brings you one step closer to your next big trip.
Maximising Travel Experiences with Platinum Visa
For keen travellers, the Kiwibank Airpoints Platinum Visa brings a range of travel benefits to make trips better and more rewarding. It gives financial freedom and exclusive perks like Air New Zealand lounge passes and Koru discounts. These perks enhance the travel adventure.
Each year, when cardholders spend certain amounts, they get two free Air New Zealand lounge passes for every $20,000 spent. This is up to four passes yearly. It’s a quiet break from the busy airport, offering a chance to relax before flying. Lounge passes mean a nicer wait at the airport, with free refreshments.
The card also provides big savings on Koru Club memberships. No joining fee is needed, and cardholders get a $145 discount on the yearly membership fee. This opens access to exclusive lounges and ensures priority service. It makes travel smoother.
Addtionally, the card’s Airpoints Dollars Advance offers up to 200 Airpoints Dollars in advance. This means earlier access to flights and other rewards. Cardholders can enjoy travel benefits right away, even without all the points.
The Airpoints Platinum Visa card enhances travel in big ways. From peaceful lounges to big savings on memberships, it turns regular trips into luxury journeys. With the added bonus of earning points on daily spending, travellers not only reach their destinations but also enjoy every part of their trip.
Fee Structure of Kiwibank Airpoints Platinum Visa
When talking about the Kiwibank Airpoints Platinum Visa, it’s important to look at the fees and rewards. You must pay an annual fee of $180, split into two $90 payments. Adding extra cardholders costs an additional $30 every six months. These fees let you access travel perks and earn Airpoints Dollars. Using these benefits properly can help cover these costs.
Interest Rates for Purchases and Cash Advances
The Kiwibank credit card offers competitive interest rates of 20.95% a year for buys and cash needs. This rate matters if you tend to have a running balance, as it affects your total spend. Weigh these interests against the rewards and your spending habits. This will help decide if the card’s perks outweigh the fees.
Account Fees and Other Associated Charges
There’s more than just standard fees to think about with this card. Extra charges apply for Airpoints Dollar top-ups and some transactions, like gambling or cash withdrawals, don’t earn rewards. However, you do earn 1 Airpoints Dollar for every $115 spent. Also, you can get up to 44 days interest-free under certain conditions. If you manage to use these benefits well, paying off your balance on time, the card’s value can surpass its fees.
